Know-how of what exactly ?
Maybe of losing money big time ? Remember 2008 anyone…??
Hmmm…Retirement Goals? Do they still exist ? The guy with the toothy grin says he can make it happen…fortunately it says in the disclaimer: May lose Value… OK, I find this ad funny.

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About Michaela
I am a wanderer and a wonderer, like you are. I love our journey and to walk in the company of friends – to learn, experience, share, laugh, cry and above all I simply love this marvelous, magical, mysterious life. I have no plan (cannot believe I am saying this) and my only intention is to be truthful to myself and others.
Retirement… is all about money. In the Netherlands. When you are a laborer they simply tell you that I must work an extra two years before you can retire.
When you are in politics and you have run out of masks and excuses you find a nice job for you, earning more in a year then most do in a lifetime. And after you screwed that up
they give you a nice golden handshake and tell you that you can retire early.
But I do not complain… I still have my soul.
Well, with the current budget crisis worldwide its not so sure who will be able to retire under what circumstances. As the nature of work is changing, so are the conditions. Yes, there are inequalities, but fortunately its up to me to do something about it: be conscious and heal the split in myself.
The rest is simply falling in place.